For export credit insurance applications, no fees apply. However, all expenses related to an application for cover (such as ordering credit reports from credit agencies, as well as postage and cable) are billed to the insured. These expenses are not refundable regardless whether the application is finally approved or not. We don’t charge a credit limit commitment fee on the limits approved for covering political and commercial risks. Also, there is no penalty for any unutilized portion of credit limit.